The Defined-Contribution Plan
Defined-contribution retirement plans are quite common, and have been increasing in popularity over the last couple of decades. As compared to a defined-benefit plan, where an employee is guaranteed a...
View ArticleWhat is a 457 Plan?
457 Plan A 457 plan is a deferred and non-qualified compensation plan. These plans are established by state and local governments, tax-exempt local governments, and employers who are tax-exempt....
View ArticleWhat is a Term Certain Annuity?
What is a Term Certain Annuity? A term certain annuity is an insurance product which is designed to provide a person with predetermined payments over a designated period of time. Term certain annuities...
View ArticleDesigning Your Own Pension
According to research conducted by the Center for Retirement Research at Boston College in 2007, retirees tend to be happier with a traditional defined-benefit pension that pays a guaranteed monthly...
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